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The home-ownership rate in the United States〔(【引用サイトリンク】title=US Census Bureau, Homeownership by Area )〕〔(【引用サイトリンク】title=US Census Bureau, Homeownership in the United States, 1960-2004 )〕 in 2009 remained similar to that in some other post-industrial nations〔(【引用サイトリンク】title=EU homeownership rates, 2002 )〕 with 67.4% of all occupied housing units being occupied by the unit's owner. Home ownership rates vary depending on demographic characteristics of households such as ethnicity, race, type of household as well as location and type of settlement. In 2014, homeownership dropped to a lower rate than it was in 1994, with a rate of 64%. Since 1960, the homeownership rate in the United States has remained relatively stable having increased 5.6% since 1960 when 62.1% of American households owned their own home. However, homeowner equity has fallen steadily since World War II and is now less than 50% of the value of homes on average.〔(Federal Reserve report shows homeowner equity dipping below 50 percent, lowest on record ), SignOnSanDiego.com, URL accessed 28 December 2008〕 Homeownership was most common in rural areas and suburbs with three quarters of suburban households being homeowners. Among the country's regions the Midwestern states had the highest homeownership rate with the Western states having the lowest.〔 Recent research has examined the decline in homeownership rates among households with "heads" aged 25 to 44 years, which fell substantially between 1980 and 2000 and recovered only partially during the 2001-05 housing boom. This research indicates that a trend toward marrying later and the increase in household earnings risk that occurred after 1980 account for a large share of the decline in young homeownership.〔(Federal Reserve Bank of Chicago, ''Why Has Home Ownership Fallen among the Young?'', February 2010 )〕 Homeowners in the United States also tend to have higher incomes and households residing in their own home were more likely to be families (as opposed to individuals) than were their tenant counterparts.〔(【引用サイトリンク】title=US Census Bureau, distribution of homeowners among the income quitniles )〕 Among racial demographics, European Americans had the country's highest homeownership rate, while those identifying as being African American had the lowest homeownership rate. One study shows that homeownership rates appear correlated with higher school attainment.〔(''A Note on the Benefits of Homeownership'', Federal Reserve Bank of Chicago )〕 The name "homeownership rate" can be misleading. As defined by the US Census Bureau, it is the percentage of homes that are occupied by the owner. It is not the percentage of adults that own their own home. This latter percentage will be significantly lower than the homeownership rate because many households that are owner-occupied contain adult relatives (often young adults, descendents of the owner) who do not own their own home, and because single building multi-bedroom rental units can contain more than one adult, all of whom do not own a home. ==Method== In the US, the homeownership rate is created through the ''Housing Vacancy Survey'' by the US Census Bureau. It is created by dividing the owner occupied units by the total number of occupied units. This is an important point to understand changes in the homeownership rate over time. The bust of the housing bubble resulted in many houses becoming foreclosed. However, the decrease in the homeownership rate from 3Q2007 to 4Q2007 was mostly a result of an increase in the renter's population and less due to a decrease in the homeowner population. 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Home-ownership in the United States」の詳細全文を読む スポンサード リンク
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